About Cobramus

Cobramus is a Spanish LegalTech specialized in the recovery of unpaid invoices for freelancers and small businesses. Since 2020, it offers a comprehensive and completely digital service for debt portfolio management, covering both extrajudicial and judicial claims. In an economic context of increasing delinquency, its value proposition is based on accessibility, adaptability and transparency.

The Challenge

Cobramus had managed to digitize its entire process of claiming unpaid invoices through an agile and intuitive online platform. However, within that process, it needed a certified notification solution that complied with legal and regulatory requirements, without breaking its 100% digital and automated model.

They were looking for a solution that offered:

• An electronic alternative to burofax with equal or greater legal validity.
• Ease of use and immediate sending.
• Complete automation capability.
• Simple integration with their platform.
• Operational and economic efficiency.

The Solution

Cobramus integrates eEvidence’s certified email as an electronic notification system. The solution automates the sending of notifications to debtors and attaches the generated evidence directly to the judicial claim.

The integration covers all its business lines: commercial claims, consumer loans and mortgage loans.

Results

Cobramus integrates eEvidence technology into its platform to send certified notifications automatically when initiating a judicial claim. The evidence generated by eEvidence is attached directly to the claim as legally valid proof.

Thanks to this integration, Cobramus:

• Automates the sending of certified notifications to debtors.
• Incorporates evidence certificates directly into each judicial file.
• Manages more than 2,000 claims in the first quarter of 2023.
• Captures 3 million euros in commercial debt.
• Strengthens its compliance level and legal certainty.
• Improves the effectiveness of claims thanks to the deterrent nature of certified email.